Credit unions are accessible, because they are connected!

When you are looking for a credit union nearby, there is something wonderful you should know. Even if your credit union is not in the area, you can likely access credit union services.

Why? Because credit unions are often connected. It all comes down to the credit union philosophy.

Credit Union Cooperatives

Credit unions are not-for-profit cooperatives that operate under a shared set of principles. One of those principles is “cooperation among cooperatives.”

Basically, credit unions care about one another! They are united under the shared goal to meet the financial needs of their respective members rather than focusing on making a profit like traditional banks.

Since credit unions are united, they often take the co-op movement even further to help their members with accessibility. This can be incredibly helpful when it comes to finding a nearby credit union location.

Co-Op Credit Union Locations

Many credit unions are part of a co-op network. This means that their members may be able to take advantage of certain services within a large network of credit unions, not just their own.

For a co-op ATM network, the free access might extend beyond just credit union locations to include grocery stores, gas stations, or other ATM locations. This means members of credit unions often have access to thousands of ATMs without a surcharge or fee.

So the next time you need a credit union near you, remember that you may have more options than you think!