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$0 Monthly Fee
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Suncoast's Year of No Payments Giveaway!
Picture a year without one of your biggest bills. Three Suncoast members will have their car, rent, or mortgage covered for a full year. Join Suncoast and you’re automatically entered for a chance to win.
NO PURCHASE, ACCOUNT TRANSACTION OR PAYMENT NECESSARY. For full Official Rules including how to enter without having a Suncoast Credit Union account, click here.
Here's the Scoop:
THE PRIZE
One year of payments, covered by us. You choose: car, rent or mortgage.*
How to Enter
Open your membership online or in-branch and you’re entered to win.^
WHY SUNCOAST
Lower rates, higher earnings, and fee-free checking. Plus exclusive member perks.
A Suncoast Member's Winning Moment
Jose Garcia, 2025 No Payments Winner. Watch his story. Imagine yours.
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Pay Less in Fees
With fee free checking, Suncoast helps you avoid common fees that many banks charge.
Other Banks
$
Monthly Fee
Often $10–$15
Overdraft Fee
Often $25–$35
Network ATM Fee
Often $2.50–$3.00
APY on Balances
Lower APY
Stop overpaying for your banking services.
Suncoast
$
Monthly Fee
$0 Monthly Fee
Overdraft Fee
No Overdraft Fee
Network ATM Fee
$0 Network Fees
APY on Balances
Higher APY Returns
Switch to Suncoast Today
Other Banks
$
Monthly Fee
Often $10–$15
Overdraft Fee
Often $25–$35
Network ATM Fee
Often $2.50–$3.00
APY on Balances
Lower APY
Stop overpaying for your banking services.
Suncoast’s Year of No Payments Giveaway FAQs
If you become a new member of Suncoast between July 1, 2026 and December 31, 2026 you will be automatically entered into the grand prize drawing. Simply become a member online, or head to your nearest Suncoast branch to become a member. If you are already a Suncoast member, you can enter the giveaway by downloading and logging into the new Suncoast Mobile App during the sweepstakes period. Click here for more details.
The first winner will be notified on or around September 9, 2026. The second winner be notified on or around November 9, 2026. The third winner will be notified on or around January 8, 2027.
If you are the selected winner, an automatic deposit will be made each month into your Suncoast checking or share account.
Not to worry, the deposit will be made into your Suncoast account, and you can use the money to pay your mortgage, rent or car payment directly to your loan servicer, landlord or leasing company.
Potential Grand Prize winner(s) will be notified via the email and/or phone number used to open your Suncoast Credit Union membership. See Official Rules for more information.
Yes, to enter without becoming a member, clearly hand-print your name, complete address, email address and phone number on a sheet of paper and mail that sheet of paper in an addressed envelope with proper postage to the following address (the “Mail-In Entry”) to receive one (1) entry into the Sweepstakes: The Suncoast’s Year of No Payments Giveaway, PO Box 958, Social Circle, GA 30025-0958. Each Mail-In Entry must be mailed separately and must be postmarked and received within the deadlines for an Entry Period as detailed in the Entry Periods and Drawings Schedule. Each Mail-In Entry must include a return address in the upper left-hand corner that matches the Mail-In Entrant’s street address.
See official rules here or send a self-addressed, stamped envelope by January 8, 2027, to: Suncoast’s Year of No Payments Giveaway Official Rules Request, PO Box 654, Social Circle, GA 30025-0654.
We won't leave you empty handed! If the winner does not have mortgage, automobile loan and/or rent payments totaling more than $500/month the minimum Grand Prize Payment of $500/month will be awarded as the Grand Prize Payment.
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